What To Do After a
Hit-and-Run Accident
Being the victim of a hit-and-run accident is frightening and frustrating. But even when the other driver flees, you still have options and protections under Florida law.
Florida PIP 14-Day Rule: Seek medical care within 14 days to preserve up to $10,000 in PIP benefits. Call 407-486-6147 for a free referral.
Stay at the Scene
Do not chase the fleeing vehicle. Stay at the scene, ensure your safety, and call 911 immediately. Leaving the scene of an accident — even as a victim — can create legal complications.
Call 911 and File a Police Report
A police report is essential for a hit-and-run claim. Provide the officer with as much information as possible about the fleeing vehicle: color, make, model, partial license plate, direction of travel, and any distinguishing features.
Document Everything You Can
Take photos of your vehicle damage, the scene, any debris left by the other vehicle, and any surveillance cameras in the area. Get contact information from any witnesses who may have seen the other vehicle.
Seek Medical Care Within 14 Days
Your own Florida PIP insurance covers your medical expenses regardless of whether the other driver is identified. You must seek care within 14 days to preserve your PIP benefits.
Notify Your Insurance Company
Report the hit-and-run to your own insurance company promptly. Your PIP coverage applies. If you carry uninsured motorist (UM) coverage, it may provide additional compensation for your injuries.
Uninsured Motorist Coverage
If you carry uninsured motorist (UM) coverage, it can compensate you for injuries caused by an unidentified hit-and-run driver. UM coverage is not required in Florida but is strongly recommended.
Need a Doctor After Your Accident?
Free 24/7 referral to PIP-accepting doctors throughout Florida.