Rideshare Accident
Injury Referral
Uber and Lyft accidents involve complex, layered insurance coverage that can be confusing for victims. Whether you were a passenger, driver, or another motorist, PIP Pain Injury connects you with PIP-accepting doctors and specialists throughout Florida — free of charge.
Florida PIP Law — Act Within 14 Days: You must seek a medical evaluation within 14 days of your rideshare accident to preserve your PIP insurance benefits. Call 407-486-6147 now.
How Rideshare Insurance Works in Florida
Driver's personal auto insurance only
Rideshare company provides no coverage
Limited rideshare company coverage ($50K/$100K)
Plus driver's personal insurance
Up to $1 million liability coverage
Uber/Lyft provide full coverage
Your PIP insurance always applies. Regardless of the driver's status or which insurance company is responsible, your own Florida PIP coverage pays 80% of your medical expenses up to $10,000 — no fault determination needed. You must seek care within 14 days.
Rideshare Accident Questions
Am I covered by PIP insurance as an Uber or Lyft passenger?
Yes. Florida PIP insurance covers you as a passenger in a rideshare vehicle, just as it would in any other motor vehicle accident. You must seek medical care within 14 days to preserve your benefits.
What insurance covers rideshare accidents in Florida?
Coverage depends on the driver's status at the time of the accident. When a driver is actively transporting a passenger, Uber and Lyft provide up to $1 million in liability coverage. Your own PIP insurance also applies regardless of fault.
What if I was a driver hit by an Uber or Lyft vehicle?
Your own PIP insurance covers your medical expenses regardless of fault. The rideshare company's liability coverage may also apply depending on the driver's status at the time of the crash.
What if I was an Uber or Lyft driver who was injured?
As a rideshare driver, your own PIP insurance applies. Uber and Lyft also provide occupational accident insurance for drivers in some circumstances. Seek medical care within 14 days to preserve your PIP benefits.
Is the PIP Pain Injury referral service free?
Yes. Our medical referral coordination service is completely free to accident victims.
Injured in an Uber or Lyft Accident?
Get connected to a PIP-accepting doctor today. Our free 24/7 hotline is standing by.